Three Things to Know About Filing Homeowner's Insurance Claims

When you own a home, you need to make sure that you have homeowner's insurance to protect your home. Homeowner's insurance is a great way to protect your investment; you just have to know how to use it when something goes wrong. #1 Learn How Long You Have to File a Claim There is a time limit for you to file a claim following the incident that caused the damage. The time limit varies based on what caused the damage, so be sure to talk to your insurance company ahead of time and learn how much time you have to file a claim after an incident.

Things Not Covered By Errors And Omissions Insurance

Errors and omissions (E&O) insurance coverage is a form of professional liability insurance that protects people against claims made against them for inadequate or inaccurate work. However, the term "errors and omissions" has misled people into thinking that every mistake they make at work will be protected by E&O insurance coverage. Well, that isn't the case, and E&O won't protect you in the following cases: Intentional Deception E&O coverage is strictly meant to cover losses arising out of accidental mistakes, and not intentional ones.

3 Critical Tips For First-Time Homeowners Purchasing Home Insurance

If you're about to purchase your first home, you need to have it insured. After all, a number of things could go wrong, and having insurance protects you from a financial standpoint. To ensure you purchase the right policy in a stress-free manner, remember these tips.  1. Know How Much Your Home is Worth  To know how much insurance you need for your particular home, you first need to understand how much it's worth.

The Difference Between Collision And Comprehensive Auto Insurance Coverage

If your parents are no longer willing to pay your car insurance, you might need to contact an insurance company to purchase your first car insurance policy on your own. When you do this, you might now know a lot about car insurance, simply because you've never had to buy a policy before, and you might have some questions. One of the top questions people often have with car insurance involves the differences between collision and comprehensive coverage.

What Is Non-Owners Car Insurance?

If you do not own a car anymore, you might think that you no longer need auto insurance. While, technically, you are not required to have car insurance if you do not have a car, you may still want to purchase a policy. In this situation, the type of policy you would need is called non-owners car insurance. Non-owners car insurance is an affordable type of coverage you should get if you no longer have a car, and here are several things to know about it.

3 Things That Affect Your Home Insurance

Insuring your home is incredibly important. There are many people who buy a house without realizing that they will have to put a good deal into their home insurance. The amount that you pay in insurance will vary from person to person and house to house because there are individual factors that determine the cost. Here are some factors that will affect your home insurance. 1. Where You Live One of the first things that insurance provider will look at when determining how much you will need to pay for insurance is where you live.

The First Things To Look Into For Your New Business

Are you trying to decide whether your business is feasible? There are a couple of parts to your research; here are the first steps.  How Much Will It Cost?  Often, it will cost more than you think it will. Look into all aspects of the product or service. How competitive is marketing in your niche? More competitive areas mean more dollars spent on marketing. What is the cost of getting your product made?