Three Things to Know About Filing Homeowner's Insurance Claims

When you own a home, you need to make sure that you have homeowner's insurance to protect your home. Homeowner's insurance is a great way to protect your investment; you just have to know how to use it when something goes wrong. #1 Learn How Long You Have to File a Claim There is a time limit for you to file a claim following the incident that caused the damage. The time limit varies based on what caused the damage, so be sure to talk to your insurance company ahead of time and learn how much time you have to file a claim after an incident.   Read More...

Things Not Covered By Errors And Omissions Insurance

Errors and omissions (E&O) insurance coverage is a form of professional liability insurance that protects people against claims made against them for inadequate or inaccurate work. However, the term "errors and omissions" has misled people into thinking that every mistake they make at work will be protected by E&O insurance coverage. Well, that isn't the case, and E&O won't protect you in the following cases: Intentional Deception E&O coverage is strictly meant to cover losses arising out of accidental mistakes, and not intentional ones.   Read More...

3 Critical Tips For First-Time Homeowners Purchasing Home Insurance

If you're about to purchase your first home, you need to have it insured. After all, a number of things could go wrong, and having insurance protects you from a financial standpoint. To ensure you purchase the right policy in a stress-free manner, remember these tips.  1. Know How Much Your Home is Worth  To know how much insurance you need for your particular home, you first need to understand how much it's worth.   Read More...

The Difference Between Collision And Comprehensive Auto Insurance Coverage

If your parents are no longer willing to pay your car insurance, you might need to contact an insurance company to purchase your first car insurance policy on your own. When you do this, you might now know a lot about car insurance, simply because you've never had to buy a policy before, and you might have some questions. One of the top questions people often have with car insurance involves the differences between collision and comprehensive coverage.   Read More...

What Is Non-Owners Car Insurance?

If you do not own a car anymore, you might think that you no longer need auto insurance. While, technically, you are not required to have car insurance if you do not have a car, you may still want to purchase a policy. In this situation, the type of policy you would need is called non-owners car insurance. Non-owners car insurance is an affordable type of coverage you should get if you no longer have a car, and here are several things to know about it.   Read More...