What Is SR 22 Car Insurance, And How Does It Work?

If you're convicted of a major traffic offense, your license could be revoked or suspended temporarily. The process of reinstating your license following revocation or suspension can be intimidating, and one of the conditions may be that you have to get SR-22 insurance.  An SR-22 isn't really insurance itself; it is a document to show you have the minimum liability insurance required by your state. In Virginia and Florida, it's also referred to as an FR-44.

What You Should Know About Pay-Per-Mile Motorcycle Insurance

Finding the right motorcycle insurance for your needs is crucial. Whether you ride your motorcycle every day or just on the weekends, you'll want to make sure that you have the best coverage you can afford to protect you and your assets if you are in an accident. While you may already be aware that there are many kinds of motorcycle insurance policies out there, one option you may not have considered is a pay-per-mile insurance policy.

Creating A Competitive Benefits Package For Your Workers

The compensation that many employees receive may only partially be in the form of cash. The rest of the compensation may be the form of various employee benefits that the company provides. Creating a modern benefits package for your employees can be a complicated task, but it is expected by workers in many industries. Create A Benefits Package That Can Be A Recruiting Strength For a company that need to attract top talent, it can be difficult to separate your company from other firms that are competing for the same pool of workers.

3 Long-Term Strategies For Cheaper Car Insurance

Owning a car might be a necessary part of American life, but it's certainly not cheap. Even if you own your vehicle outright, gas, insurance, and maintenance can become a significant part of your monthly budget. Obtaining more affordable car insurance can bring down your costs, but how can you help to ensure that your insurance costs come down over time? While you can adjust your coverage levels and deductibles to reduce your car insurance right now, there are also long-term strategies that can greatly impact your monthly premiums.

3 Auto Insurance Options That Will Cover For Injuries

Besides paying for the mandatory auto insurance policies, you may want to take additional car insurance covers that you feel will meet your needs perfectly. Some most commonly sought-after additional covers are medical and injury auto insurance covers. If you're considering purchasing a new vehicle, or are just opting for an additional car insurance policy, you need to understand what options exist. Auto insurance options that cover personal injuries and those of your passengers are among the most sought-after additional insurance covers.

3 Important Ways To Lower Your Home Insurance Costs

If you own a home, one of the expenses you have to deal with is homeowner's insurance. Unfortunately, this is a monthly expense. Luckily, you can take steps to help you lower your premium and thus lower what you pay every month for homeowner's insurance. 1. Shop Around Each insurance company will not charge the same amount for homeowner's insurance. Although most insurance companies collect the same information to assess your risk, the way they weigh and factor your risk based on that information is different.

How To Assess Your Insurable Business Risk

One of the biggest challenges businesses face is making sure that risks don't wipe them out. Many use business insurance as a tool to reduce the odds of disaster. It's critical to assess your insurable risk accurately so you'll have enough coverage, appropriate premiums, and a deductible you can handle in the event something happens. How do you assess insurable risk, though? You can benefit from following these three tips.

The Basics Of Liability Insurance

What Is Liability Insurance Liability insurance is an important decision that needs to be taken into account on a personal basis. If you purchase it, it will cover the cost of damages and injuries that you cause to others if you cause an accident. It is important to recognize that it does not cover the costs of your injuries and property damage, only the cost for others that you harmed. If you have a lot of assets, it is smart to get higher levels of liability insurance to protect yourself in case of a lawsuit.

4 Types of Coverage to Have on a High-Value Vehicle

If you have a high-value vehicle that costs more than a couple thousand dollars, then you might not be able to afford to replace it if it were damaged or totaled in an accident. In order to help you do so, you want to make sure you have the right type of coverage in place. Here are four types that will help you meet this need.  #1: Collision First, you are going to want to have collision coverage.

4 Ways To Lower Your Auto Insurance Rates After An Accident

If you've recently been involved in a car accident, there's a good chance that your auto insurance rates will increase. In fact, the average policyholder's premiums will increase by about 31% following an at-fault accident--which can quickly add up. Fortunately, there are some steps you can take to potentially reduce your rates after an accident. They can help you save some money on your insurance until those points fall off your driving record.